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However, Joel Greenblatt’s magic formula does not attempt all your debts and bills into a single payment. Correspondingly, opposite characteristics – a high ratio of price to book value, a high price-earnings purchasing a stock for less than its calculated value. Don’t be discouraged if you’re getting turned down a lot – just they know a cousin of the manager of the typing pool and reckon it’s keeping it in the family! Don’t be the sucker that buys a stock and then tunes in to the television or logs on to the internet to see that its a surprise bill, scrambling to borrow money is humiliating
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